Insurance for Benbrook
Benbrook sits beside a lake that was built to hold back floodwater, so water is the first thing we ask about here.
When Benbrook Lake began to fill
1952
The Corps of Engineers built the dam on the Clear Fork of the Trinity River for flood control. The gates closed in September 1952.
What should a Benbrook homeowner know?
Benbrook Lake is on the Clear Fork of the Trinity River, about ten miles southwest of the center of Fort Worth. The U.S. Army Corps of Engineers owns and operates the lake and the dam. Construction began in 1947.
The dam holds back floodwater from heavy rain to protect the land downstream. Houses near the lake, and along the creeks that feed it, are the ones we check against the flood map first. A home policy does not cover flooding, and most flood policies take 30 days to start.
Benbrook gets the same spring hail as the rest of Tarrant County, so the wind and hail deductible gets worked out in dollars here too.
What do we plan for here?
| What we see here | What we do about it |
|---|---|
| Homes near the lake and its creeks | We look up the flood zone and price flood coverage with the 30 day wait in mind |
| Spring hail | We put the wind and hail deductible in dollars and compare it with a roof estimate |
| Boats and trailers | We check what your home and auto policies already cover, and add a policy where they stop |
What do you write in Benbrook?
We are an independent agency, so your policy can be placed with the carrier that fits and checked against the others at renewal.
Home
Hail, wind, fire and theft, with the deductible worked out in dollars before you sign.
Auto
The Texas minimum is 30/60/25. We show you what the next step up covers.
Renters
Your landlord's policy covers the building. This one covers what is inside it.
Flood
Home policies do not cover flooding, and most flood policies take 30 days to start.
Business
General liability, commercial auto and property for shops, trades and offices.
Umbrella
Extra liability coverage that sits on top of your home and auto policies.
Where else do you write policies?
All of Tarrant County. The office is on Magnolia Avenue in the Near Southside, and each of these places has a page on what we see there.
Benbrook insurance, answered
Do I need flood insurance in Benbrook?
It depends on the address. If the house is in a mapped high risk zone and has a mortgage, the lender will ask for it. We look up the zone before quoting.
How long does flood insurance take to start?
Most flood policies have a 30 day waiting period.
Is Benbrook part of Fort Worth?
Benbrook is its own city in Tarrant County, southwest of Fort Worth. We write policies there every week.
Have us read your policy
Send four details and an agent calls back the same business day. Bring your current policy to the call and we will find the deductible together.
Monday to Friday, 8:30 AM to 5:30 PM Central. Magnolia Avenue, Near Southside, Fort Worth.